Karma Campervans Insurance, Mechanical Failure And Roadside Assistance Overview
Your safety, the safety of our property and the safety of others is a priority for us at Karma Campervans. And in keeping with the Karma Campervans way, we’ve tried to make insurance as simple as possible for our Guests.
Karma Campervans Insurance Overview
Karma Campervans cares for our Guests and highly recommends insurance coverage of some kind for your rental. Click here for pre-June 2, 2023 insurance policy.
Karma Campervans Insurance Protection Packages
|Insurance Add On||Coverage||Cost (CAD)|
|Zero||Does not cover for any damage to campervan. No 3rd party liability. Renter pays 100% damage costs. Must provide clear proof of insurance coverage. Security deposit is set at $5,000.||$0|
|Karma||Includes collision and comprehensive coverage to campervan and $2 million in 3rd party liability. Deductible is set at $7,500. Security deposit is set at $1,000.||$24/night|
|Good Karma||Includes collision and comprehensive coverage to campervan and $2 million in 3rd party liability. Deductible is lowered to $5,000. Security deposit is set at $1,000.||$34/night|
|Good Karma Plus Glass||Includes collision and comprehensive coverage to campervan and $2 million in 3rd party liability. Deductible is lowered to $5,000. Includes windshield replacement cost due to rock chip or crack (*See definitions below). Other glass/window damages are excluded. Security deposit is set at $1,000.||$44/night|
Collision — pays for the cost of repairing or replacing the vehicle up to the actual cash value if it collides with another vehicle, the ground or other object.
Comprehensive — pays for the cost of repairing or replacing the vehicle up to the actual cash value if damage is caused by other unexpected situations like flying objects, vandalism, fire or theft.
3rd Party Liability — if you cause damage to someone else’s property, injure, maim or kill someone.
Non-Repairable/Non-Fillable Rock Chip Causing Windshield Replacement — A windshield chip that a) doesn’t have a pit to fill, is larger than 1 cm, is a “bullseye,” has spidering, is in the driver’s field of view, or any chip style within the black border or approximately 2.5 cm away from edge of black border.
In the event of a breakdown not caused by the renter (mechanical or internal malfunction), we will do our best to get you back on your journey as quickly as possible. Karma is not responsible for providing accommodation upon breakdown, however Karma will reimburse Renter for the loss of use within the Rental Term for each 24 hour period the Renter does not have use of the Rental at the daily rate amount paid under the Rental Agreement.
All rentals come with roadside assistance either provided by Ford for vehicles under 100,000 kms or another third party service. In the event the campervan breaks down due to a mechanical failure, please contact Karma Campervans and Ford Roadside Assistance.
Ford Roadside Assistance contact information: 1-800-665-2006
You can use Roadside Assistance if:
You will not be able to use Roadside Assistance if an internal part of the camper component is malfunctioning such as the heater, cabinets, or electrical component.
A security deposit of $1,000 (or $5,000 is renter has own insurance coverage or selected “Zero” insurance coverage) is due the day prior to picking up the vehicle, which will be returned to you within seven days after your rental is over and once the vehicle has been checked-in by a Karma Campervans employee and no deficiencies are found.
For questions or concerns related to insurance or roadside assistance, please contact the Karma team.